10 West Ridge, Surf City, NC 28445

$2,495,000
Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 4,204 Lot Size (sq. ft.): 34,282 Status: Active
Current Price: $2,495,000 List Date: 4/03/2026 Last Modified: 4/14/2026

Description

An intriguing approach down a tree lined drive escorts you to a tranquil .79-acre estate overlooking 100 ft of waterfront, floating & stationary docks with a boat lift & a jet ski lift, & captivating views of Banks Channel. This stunning Sound Front home is tucked into the meticulously landscaped, quiet maritime forest & located in Surf City on a protected canal with vast, unobstructed views of the marsh, sound & waterway! Your private oasis features 2 deeded beach accesses that lead to the incomparable shoreline of Surf City. This sophisticated home was custom designed from a Caribbean Floor Plan to be in harmony with the site & the timeless oaks that blanket the property. Elegance & decadent craftsmanship start with 2 by 6 structural framing, & travel with you throughout this 4200+ sq ft estate with 5 bedrooms, 4 & 1/2 bathrooms. Abundant outdoor living space with 2500 sq ft of balcony, wrap-around decking, patio space, fully enclosed outdoor shower & gardening counter, leading to a private boardwalk over the saltwater pond to the upland area cabana overlooking the secured, bulkheaded canal frontage. Cabana hosts a 10,000 lb boat lift & a 2500 lb jet ski lift, with seating under the trees & stars, making this a boater's dream. Upon entering the home, the foyer has an Ernest Hemingway inspired flair with porcelain tile floors & rich hued hardwood stairs, & an in-law suite that has a 2nd kitchen with cooktop, full refrigerator, sink, 2 bedrooms (1 with views of the water) a full bathroom, & a door that shuts the entire floor off to the foyer for added privacy. Also, downstairs is an office that is fully wired & has built-in bookshelves. The second story has an oversized guest suite with tall ceilings, & a full bathroom. This level also features the kitchen, dining, living room & powder room. The kitchen has plenty of counter space & a full suite of high-end appliances that are a chef's dream; thick granite countertops, breakfast bar, an island with an additional sink, & a gas cooktop with a vented hood are some of the features that make this kitchen unique. Dining room is just off the kitchen, with an open floor plan & the space is completely encircled with windows for an abundance of beautiful natural lighting. The living room has more built-in shelving with gas logs, a dry bar with wine cooler/shelving/granite countertop, 2 double glass doors for easy access to the wrap-around deck when entertaining & sweeping views of the ICWW. The third story has an additional bedroom with a full bathroom, a private office located in the room, and a walk-in closet. The door to the balcony & the large laundry room with shelving, television, & utility sink are what separates the guest room & master suite. The master suite has an expansive bathroom with a walk-in shower, whirlpool soaking tub, separate his & hers sinks/mirrors/vanities, and a built-in makeup station for you to get ready while overlooking the water. Master bedroom has separate, his & hers, walk-in closets, & glass doors that lead out to a private balcony that perches you at the top of the island. Enjoy the most beautiful sunsets of your life from this 685 sq ft master suite, which is a retreat of its own with intricate trim work & striking details. The driveway is lined with pervious concrete with a 2-car garage and space to park 10 vehicles. Yard has been lovingly maintained by an avid gardener, boasting beautiful mature live-oak trees, ficus, oleanders, pine, lemon, olive, cedar trees & cork-screw willows cascade your walk to the front door. Hydrangeas, azaleas & other native flora placed around the estate aid in making this incomparable property the crown Jewel of Surf City. Sandy Ridge is a lovely neighborhood just a couple miles south of the Surf City bridge. Tucked just off the main road, this charming subdivision has 2 private crosswalks to access the beach & no hoa. Located in an AE flood zone & the coveted Topsail School District- come see all this home has to offer.

More Information MLS# 100564861

Building/Ext Features

ud_i_08: 1

Property Interior Info

ud_i_10: 3 Total SqFt - Heated (Primary + Separate): 4204 # Rooms: 15 # Baths - Full: 4 # Baths - Half: 1 # Baths - Total: 5 Master Bedroom Level: Non Primary Living Area Fireplace Y/N: Yes SqFt - Heated (Primary): 4204 # Bedrooms: 5

Contract Info

Delayed Marketing?: No Sub-Type: Single Family Residence Construction Type: Stick Built List Price/SqFt: 593.48 Stipulation of Sale: Standard Status: Active Marketing Start Date: 2026-04-03 Listing Price: 2495000 Current Price: $2,495,000

Location Information

City Limits: Yes Marketing City: Surf City Secondary Subdivision: N/A Street #: 10 Street Name: West Street Suffix: Ridge County: Pender State/Province: NC Zip Code: 28445 Subdivision: Sandy Ridge Geo Lat: 34.409256 Geo Lon: -77.573215

Remarks and Showing

Sign on Property: Yes Directions to Property: Use the bridge in Surf City to come onto the island, at the roundabout take your first right and follow to S. Topsail Drive for 2 miles, then at the ''Sandy Ridge Subdivision ''sign turn right onto Sandy Lane. Then take a left on W Ridge. Home will be the last house on the right.

Property Exterior Info

New Construction: No Lot Acres: 0.79 Lot Dimensions: irregular Lot SqFt: 34282 Waterfront: Yes Waterview: Yes Location Type: Island

Legal & Taxes

Tax Assessed Value: 606510 Total Real Estate Property Taxes: 7520.72 Deed Book: 1561 Deed Page: 279 Legal: L10,PB 27/105 SANDY RIDGE Broker Owner: No PID: 4234-03-3030-0000 Tax Identifier: 4234-03-3030-0000 Plat Book: 27 Plat Page: 105 Special Assessments: NONE Tax Year: 2023 Zoning: R5 HOA: No Cobra Zone: No Elementary School: Surf City Middle School: Surf City High School: Topsail

Boat Slip

Boat Slip Length: 30 Boat Slip Width: 12 Mean High Water Depth: 5

Garage & Parking

Total Parking Spaces: 12 Attached Garage Spaces: 2 Detached Garage Spaces: 0 Total # Garage Spaces: 2 Total Carport Spaces: 0

Parking Features

Garage Faces Front: 1 Lighted: 1 On Site: 1 See Remarks: 1

HOA and Neigh Amenities

Beach Access: 1

Attic

Access Only: 1 Floored - Partial: 1

Basement

Finished: 1

Frontage Type

Canal Front: 1 Creek: 1 ICW Front: 1 Marsh Front: 1 Sound Front: 1

Handicap Accessible

None: 1

View Type

Canal: 1 Creek/Stream: 1 ICW View: 1 Marsh View: 1 Sound View: 1 Water: 1

Construction

Wood Frame: 1

Style

Other: 1

Lot Water Features

Boat Slip: 1 Boat Dock: 1 Boat Lift: 1 Bulkhead: 1 Deeded Beach Access: 1 Deeded Water Access: 1 Deeded Water Rights: 1 Deeded Waterfront: 1 Navigable Water: 1 Pier: 1 Salt Marsh: 1 Sound Side: 1 Water Access Comm: 1 Water Depth 4+: 1

Exterior Features

DP50 Windows: 1 Gas Log: 1 Outdoor Shower: 1 See Remarks: 1

Current Service Providers

Electric Provider: Jones-Onslow EMC Fuel Vendor Provider: Suburban Propane Internet Service Provider(s): Spectrum Sewer Provider: City/Town Trash Provider: City Water Provider: City/Town

Exterior Finish

Fiber Cement: 1

Terms

Cash: 1 Conventional: 1 FHA: 1 VA Loan: 1 Commercial: 1

Fencing

None: 1

Foundation

Pilings: 1

Flooring

Carpet: 1 Ceramic Tile: 1 Hardwood: 1 Tile: 1 See Remarks: 1

Fuel Tank

Fuel Tank: 1 Above or Below Ground: Above Ground Fuel Type: Propane In Use: Yes Owned or Leased: Leased Lessor Name and Contact: Suburban Propane Company

Green Bldg Certify

Green Built Homes: 1

Green Bldg Features

LED Lighting: 1

Patio and Porch Features

Balcony: 1 Covered: 1 Deck: 1 Open: 1 Porch: 1 Rear Porch: 1 Side Porch: 1 Wrap Around: 1

Pool Features

None: 1

Roof

Architectural Shingle: 1 Membrane: 1

Levels

3 Story or More: 1

Entry Level Information

Entry Level: 1

Lot Features

Cul-De-Sac: 1 Dead End: 1 Landscaped: 1 Level: 1 Pond on Lot: 1 Wetlands: 1 Wooded: 1

Road Type/Frontage

Maintained: 1 Paved: 1 Public (City/Cty/St): 1

Trash Collection

City Pick-UP: 1

Cooling

Central Air: 1

Heated SqFt

4000 - 4499: 1

Heating

Heat Pump: 1

Heating System Fuel Source

Electric: 1

Water Heater

Electric: 1

Utilities

Sewer Connected: 1 Water Connected: 1

Sewer

Municipal Sewer: 1

Water Source

Municipal Water: 1

Appliances/Equip

Dishwasher: 1 Disposal: 1 Dryer: 1 Electric Oven: 1 Gas Cooktop: 1 Mini Refrigerator: 1 Refrigerator: 1 Self Cleaning Oven: 1 Vented Exhaust Fan: 1 Washer: 1

Fireplace Features

Gas Log: 1 Living Room: 1

Furnished

Negotiable: 1

Interior Features

2nd Kitchen: 1 Apt/Suite: 1 Blinds/Shades: 1 Bookcases: 1 Ceiling Fan(s): 1 Dry Bar: 1 Entrance Foyer: 1 Gas Log: 1 High Ceilings: 1 Kitchen Island: 1 Solid Surface: 1 Tray Ceiling(s): 1 Walk-in Shower: 1 Walk-In Closet(s): 1 Whirlpool: 1 Wired for Data: 1

Security Features

Smoke Detector(s): 1

Laundry Features

Laundry Room: 1 Utility Sink: 1

Dining Room Type

Combination: 1

Other Structures

Shower: 1

Home Warr/Termite

Termite Bond: 1 Termite Company: Modern Exterminating Termite Company Phone: 9104555122

Rooms

Bathroom 1: 1 Bathroom 2: 1 Bathroom 3: 1 Bathroom 4: 1 Bathroom 5: 1 Bedroom 2: 1 Bedroom 3: 1 Bedroom 4: 1 Bedroom 5: 1 Kitchen: 1 Laundry: 1 Master Bedroom: 1 Office: 1

Legal Taxes

Year Built: 2005

Property Features

Frontage Type: Canal Front; Creek; ICW Front; Marsh Front; Sound Front Handicap Accessible: None View Type: Canal; Creek/Stream; ICW View; Marsh View; Sound View; Water Attic: Access Only; Floored - Partial Basement: Finished Construction: Wood Frame Style: Other Exterior Features: DP50 Windows; Gas Log; Outdoor Shower; See Remarks Exterior Finish: Fiber Cement Fencing: None Foundation: Pilings Fuel Tank: Fuel Tank Green Bldg Certify: Green Built Homes Green Bldg Features: LED Lighting Parking Features: Garage Faces Front; Lighted; On Site; See Remarks Patio and Porch Features: Balcony; Covered; Deck; Open; Porch; Rear Porch; Side Porch; Wrap Around Pool Features: None Roof: Architectural Shingle; Membrane Levels: 3 Story or More Trash Collection: City Pick-UP Lot Features: Cul-De-Sac; Dead End; Landscaped; Level; Pond on Lot; Wetlands; Wooded Lot Water Features: Boat Dock; Boat Lift; Bulkhead; Deeded Beach Access; Deeded Water Access; Deeded Water Rights; Deeded Waterfront; Navigable Water; Pier; Salt Marsh; Sound Side; Water Access Comm; Water Depth 4+ Cooling: Central Air Heating: Heat Pump Heating System Fuel Source: Electric Water Heater: Electric Utilities: Sewer Connected; Water Connected Sewer: Municipal Sewer Water Source: Municipal Water Fireplace Features: Gas Log; Living Room Flooring: Carpet; Ceramic Tile; Hardwood; Tile; See Remarks Furnished: Negotiable Interior Features: 2nd Kitchen; Apt/Suite; Blinds/Shades; Bookcases; Ceiling Fan(s); Dry Bar; Entrance Foyer; Gas Log; High Ceilings; Kitchen Island; Solid Surface; Tray Ceiling(s); Walk-in Shower; Walk-In Closet(s); Whirlpool; Wired for Data Security Features: Smoke Detector(s) Laundry Features: Laundry Room; Utility Sink Heated SqFt: 4000 - 4499 Dining Room Type: Combination Other Structures: Shower HOA and Neigh Amenities: Beach Access Rooms: Bathroom 1; Bathroom 2; Bathroom 3; Bathroom 4; Bathroom 5; Bedroom 2; Bedroom 3; Bedroom 4; Bedroom 5; Kitchen; Laundry; Master Bedroom; Office Terms: Cash; Conventional; FHA; VA Loan; Commercial

Room Information

Master Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Bedroom 5 Bathroom 1 Bathroom 2 Bathroom 3 Bathroom 4 Bathroom 5 Office Office Kitchen Kitchen Laundry
Listing Office: Teresa Batts Real Estate, LLC
IDX
Last Updated: April - 14 - 2026
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