111 Cutlass Drive, Surf City, NC 28445
$1,700,000
Property Type:
Residential
Bedrooms:
5
Baths:
6
Square Footage:
3,544
Lot Size (sq. ft.):
13,504
Status:
Active
Current Price:
$1,700,000
List Date:
1/01/2026
Last Modified:
1/18/2026
Description
Located in the sought-after Pirates Cove community in Surf City on Topsail Island, this expansive coastal retreat doesn't just whisper opportunity, it delivers it with space, flexibility, and undeniable charm.
Spanning over 3,500 square feet, this impressive 5-bedroom, 6-full-bath beach home is thoughtfully designed for versatility and comfort. Featuring two full kitchens, two living rooms, and two primary suites with attached bathrooms, the layout is perfectly suited for easy conversion into a duplex, multigenerational living, or a high-performing vacation rental setup.
An elevator provides effortless access between levels, while multiple screened-in porches invite you to slow down and savor the coastal breeze. Cozy up beside one of two fireplaces, or step outside to enjoy the pergola-covered outdoor space, ideal for entertaining or relaxing after a day on the water.
Situated on a corner lot with mature trees, the home offers added privacy and a true coastal neighborhood feel. The rare convenience of four garages spaces and two separate driveways provides ample parking for guests, boats, and beach gear.
Located within a water-access community with a boat ramp, you're just minutes from the beach, dining, and local favorites. Best of all, this home is being sold furnished, excluding a few personal items, making it a seamless transition whether you're looking for a primary residence, second home, or investment property.
Versatile. Spacious. Exceptionally located.
This is more than a beach house, it's a coastal lifestyle investment with room to gather, generate, and grow. 🌊⚓
More Information MLS# 100547126
Contract Info
Sub-Type: Single Family Residence
Construction Type: Stick Built
Status: Active
Delayed Marketing?: No
Marketing Start Date: 2026-01-01
Listing Price: 1700000
Current Price: $1,700,000
List Price/SqFt: 479.68
Stipulation of Sale: Standard
Location Information
Street #: 111
Street Name: Cutlass
Street Suffix: Drive
County: Pender
State/Province: NC
Zip Code: 28445
City Limits: No
Marketing City: Surf City
Subdivision: Pirates Cove
Secondary Subdivision: N/A
Geo Lat: 34.402297
Geo Lon: -77.583769
Remarks and Showing
Directions to Property: Traveling North on 17, Right onto NC-210, Right onto NC-50 S, at the roundabout take 2nd exit onto NC-50, Right onto S Topsail Drive, Right onto Cutlass Drive, Home is on the Left
Sign on Property: Yes
Property Exterior Info
New Construction: No
Lot Acres: 0.31
Lot SqFt: 13504
Lot Dimensions: IRREGULAR
Waterfront: No
Waterview: Yes
Horses Y/N: No
Location Type: Island
Property Interior Info
SqFt - Heated (Primary): 3544
Total SqFt - Heated (Primary + Separate): 3544
# Rooms: 17
# Baths - Full: 6
# Baths - Total: 6
# Bedrooms: 5
Master Bedroom Level: Non Primary Living Area
ud_i_10: 4
Fireplace Y/N: Yes
Legal Taxes
Year Built: 1995
Entry Level Information
Entry Level: 1
HOA
Association Fee 1/Year: 1500
Association Name: Pirates Cove Assocaioin
Association Phone: 7047470463
Property Features
Frontage Type: See Remarks
Handicap Accessible: Accessible Doors; Elevator
View Type: Marsh View; Sound View; Water
Attic: Scuttle
Basement: None
Construction: Wood Frame
Exterior Finish: Vinyl Siding
Fencing: None
Foundation: Slab
Parking Features: Concrete; Garage; Garage; Lighted; Off Street
Patio and Porch Features: Balcony; Covered; Deck; Porch; Screened
Pool Features: None
Roof: Architectural Shingle
Levels: 3 Story or More
Lot Features: Corner Lot
Lot Water Features: Boat Dock; Boat Ramp; Water Access Comm
Cooling: Ceiling Fan(s); Central Air
Heating: Fireplace(s); Forced Air
Heating System Fuel Source: Electric
Water Heater: Electric
Utilities: Sewer Connected; Water Connected
Sewer: Municipal Sewer
Water Source: Municipal Water
Fireplace Features: Gas Log; Living Room
Flooring: Carpet; Tile; Wood
Furnished: Furnished
Interior Features: 2nd Kitchen; Blinds/Shades; Ceiling Fan(s); Elevator; Entrance Foyer; Furnished; Gas Log; Pantry; Walk-In Closet(s)
Security Features: Smoke Detector(s)
Laundry Features: Hookup - Dryer; Hookup - Washer; Laundry Closet
Heated SqFt: 3500 - 3999
Dining Room Type: Combination
HOA and Neigh Amenities: Maint - Comm Areas; Maint - Roads; Management; Taxes; Waterfront Community
Rooms: Bathroom 1; Bathroom 2; Bathroom 3; Bathroom 4; Bathroom 5; Bathroom 6; Bedroom 2; Bedroom 3; Bedroom 4; Breakfast Nook; Kitchen; Living Room; Master Bedroom
Terms: Cash; Conventional; FHA; USDA Loan; VA Loan
Room Information
Master Bedroom
Master Bedroom
Bedroom 2
Bedroom 3
Bedroom 4
Living Room
Living Room
Bathroom 1
Bathroom 2
Bathroom 3
Bathroom 4
Bathroom 5
Bathroom 6
Kitchen
Kitchen
Breakfast Nook
Breakfast Nook
Listing Office: Berkshire Hathaway HomeServices Carolina Premier Properties
Last Updated: January - 18 - 2026
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