111 Cutlass Drive, Surf City, NC 28445

$1,550,000
Property Type: Multi-Family Bedrooms: 5 Baths: 6 Square Footage: 3,544 Lot Size (sq. ft.): 13,504 Status: Active
Current Price: $1,550,000 List Date: 4/16/2026 Last Modified: 4/16/2026

Description

WATER ACCESS! LOCATION! DOUBLE POTENTIAL INCOMING PRODUCING! FULLY FURNISHED! EASY TO SHOW! Located in the sought-after Pirates Cove community in Surf City on Topsail Island, this expansive coastal retreat doesn't just whisper opportunity, it delivers it with space, flexibility, and undeniable charm. Spanning over 3,500 square feet, this impressive 5-bedroom, 6-full-bath beach home is thoughtfully designed for versatility and comfort. Featuring two full kitchens, two living rooms, and two primary suites with attached bathrooms, the layout is perfectly suited for easy conversion into a duplex, multigenerational living, or a high-performing vacation rental setup. An elevator provides effortless access between levels, while multiple screened-in porches invite you to slow down and savor the coastal breeze. Cozy up beside one of two fireplaces, or step outside to enjoy the pergola-covered outdoor space, ideal for entertaining or relaxing after a day on the water. Situated on a corner lot with mature trees, the home offers added privacy and a true coastal neighborhood feel. The rare convenience of four garages spaces and two separate driveways provides ample parking for guests, boats, and beach gear. Located within a water-access community with a boat ramp, you're just minutes from the beach, dining, and local favorites. Best of all, this home is being sold furnished, excluding a few personal items, making it a seamless transition whether you're looking for a primary residence, second home, or investment property. Versatile. Spacious. Exceptionally located. This is more than a beach house, it's a coastal lifestyle investment with room to gather, generate, and grow. 🌊⚓. THIS HOME DOES ALLOW SHORT TERM RENTALS!

More Information MLS# 100567564

Building/Ext Features

ud_i_08: 2

Property Interior Info

ud_i_10: 4

Contract Info

Delayed Marketing?: No Sub-Type: Duplex List Price/SqFt: 437.36 Stipulation of Sale: Standard Status: Active Marketing Start Date: 2026-01-01 Listing Price: 1550000 Current Price: $1,550,000

Location Information

City Limits: No Marketing City: Surf City Secondary Subdivision: N/A Street #: 111 Street Name: Cutlass Street Suffix: Drive County: Pender State/Province: NC Zip Code: 28445 Subdivision: Pirates Cove Geo Lat: 34.402306 Geo Lon: -77.583784

Remarks and Showing

Sign on Property: Yes Directions to Property: Traveling North on 17, Right onto NC-210, Right onto NC-50 S, at the roundabout take 2nd exit onto NC-50, Right onto S Topsail Drive, Right onto Cutlass Drive, Home is on the Left

Building Info

New Construction: No

Property Exterior/Interior Info

Lot Acres: 0.31 Lot SqFt: 13504 Lot Dimensions: IRREGULAR Waterfront: No Waterview: Yes Location Type: Island # Baths - Total: 6 # Total Units: 2 Fireplace Y/N: Yes Owner Occupied: No Property Mgmt Company: No Financials Available: No

Legal and Taxes

Tax Assessed Value: 558084 Deed Book: 2705 Deed Page: 74 Legal: Lot 6,Pb 27/10 Pirates Cove Section II Broker Owner: No PID: 4224-70-2405-0000 Tax Identifier: 4224-70-2405-0000 Plat Book: 27 Plat Page: 10 Total Real Estate Property Taxes: 6920.24 Special Assessments: none known Tax Year: 2023 Zoning: AE HOA: Yes Cobra Zone: No Federal Flood Ins Avlbl: Yes Elementary School: North Topsail Middle School: Topsail High School: Topsail Year Built: 1995

Garage & Parking

Attached Garage Spaces: 4 Detached Garage Spaces: 0 Total # Garage Spaces: 4 Total Carport Spaces: 0

Parking Features

Concrete: 1 Lighted: 1 Off Street: 1

HOA and Neigh Amenities

Maint - Comm Areas: 1 Maint - Roads: 1 Management: 1 Taxes: 1 Waterfront Community: 1

HOA

Association Fee 1/Year: 800 Association Name: Pirates Cove Assocaioin Association Phone: 7047470463

Attic

Scuttle: 1

Basement

None: 1

Frontage Type

See Remarks: 1

Handicap Accessible

Accessible Doors: 1 Elevator: 1

View Type

Marsh View: 1 Sound View: 1 Water: 1

Construction

Wood Frame: 1

Lot Water Features

Boat Ramp: 1 Water Access Comm: 1

Exterior Finish

Vinyl Siding: 1

Terms

1031 Exchange: 1 Cash: 1 Conventional: 1 FHA: 1 USDA Loan: 1 VA Loan: 1

Fencing

None: 1

Foundation

Slab: 1

Flooring

Carpet: 1 Tile: 1 Wood: 1

Fuel Tank

None: 1

Patio and Porch Features

Balcony: 1 Covered: 1 Deck: 1 Porch: 1 Screened: 1

Pool Features

None: 1

Roof

Architectural Shingle: 1

Levels

Three Or More: 1

Entry Level Information

Entry Level: 1

Lot Description

Corner Lot: 1

Road Type/Frontage

Maintained: 1 Paved: 1 Private Road: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1

Heating

Fireplace(s): 1 Forced Air: 1

Heating System Fuel Source

Electric: 1

Water Heater

Electric: 1

Utilities

Sewer Connected: 1 Water Connected: 1

Water Source

Municipal Water: 1

Sewer

Municipal Sewer: 1

Appliances/Equip

Built-In Microwave: 1 Dishwasher: 1 Dryer: 1 Electric Cooktop: 1 Electric Oven: 1 Refrigerator: 1 Washer: 1

Fireplace Features

Gas Log: 1 Living Room: 1

Furnished

Furnished: 1

Interior Features

2nd Kitchen: 1 Blinds/Shades: 1 Ceiling Fan(s): 1 Elevator: 1 Furnished: 1 Gas Log: 1 Pantry: 1

Security Features

Smoke Detector(s): 1

Laundry Location

Hookup - Dryer: 1 Hookup - Washer: 1 In Hall: 1

Dining Room Type

Combination: 1

Side/Unit 1

Total Rooms: 10 # of Bedrooms: 3 Full Baths: 4 Avg SqFt: 1772 Furnished: Yes Rent: 0 Occupied: No

Side/Unit 1 Cooling

Central: 1

Side/Unit 1 Heating

Electric: 1 Forced Air: 1

Side/Unit 1 Appliance

Cooktop - Electric: 1 Dishwasher: 1 Dryer: 1 Ice Maker: 1 Microwave Built-In: 1 Refrigerator: 1 Stove/Oven - Electric: 1 Vent Hood: 1 Washer: 1

Side/Unit 1 Features

Dining Room: 1 Fireplace: 1 Kitchen: 1 Living Room: 1 Patio/Balcony/Deck: 1 Utility Room: 1 W/D Hookup: 1

Side/Unit 1 Rent Frequency

Other: 1

Side/Unit 1 Owner Pays

Cable: 1 Cooling: 1 Electric: 1 Gas: 1 Heating: 1 HOA: 1 Lawn Maintenance: 1 Pest Control: 1 Snow Removal: 1 Water/Sewer: 1 Insurance: 1

Side/Unit 2

Total Rooms: 7 # of Bedrooms: 2 Full Baths: 3 Avg SqFt: 1772 Furnished: Yes Rent: 0 Occupied: No

Side/Unit 2 Cooling

Central: 1

Side/Unit 2 Heating

Electric: 1 Forced Air: 1

Side/Unit 2 Appliance

Cooktop - Electric: 1 Dishwasher: 1 Dryer: 1 Ice Maker: 1 Microwave Built-In: 1 Refrigerator: 1 Stove/Oven - Electric: 1 Vent Hood: 1 Washer: 1

Side/Unit 2 Features

Dining Room: 1 Extra Storage: 1 Fireplace: 1 Kitchen: 1 Living Room: 1 Patio/Balcony/Deck: 1 Utility Room: 1 W/D Hookup: 1

Side/Unit 2 Rent Frequency

Other: 1

Side/Unit 2 Owner Pays

Cable: 1 Cooling: 1 Electric: 1 Gas: 1 Heating: 1 HOA: 1 Lawn Maintenance: 1 Pest Control: 1 Snow Removal: 1 Water/Sewer: 1 Insurance: 1

Property ExteriorInterior Info

# Bedrooms: 5 SqFt - Heated (Primary): 3544

Property Features

Frontage Type: See Remarks Handicap Accessible: Accessible Doors; Elevator View Type: Marsh View; Sound View; Water Attic: Scuttle Basement: None Construction: Wood Frame Exterior Finish: Vinyl Siding Fencing: None Foundation: Slab Fuel Tank: None Parking Features: Concrete; Lighted; Off Street Patio and Porch Features: Balcony; Covered; Deck; Porch; Screened Pool Features: None Roof: Architectural Shingle Levels: Three Or More Lot Water Features: Boat Ramp; Water Access Comm Cooling: Ceiling Fan(s); Central Air Heating: Fireplace(s); Forced Air Heating System Fuel Source: Electric Water Heater: Electric Utilities: Sewer Connected; Water Connected Water Source: Municipal Water Sewer: Municipal Sewer Fireplace Features: Gas Log; Living Room Flooring: Carpet; Tile; Wood Furnished: Furnished Interior Features: 2nd Kitchen; Blinds/Shades; Ceiling Fan(s); Elevator; Gas Log; Pantry Security Features: Smoke Detector(s) Laundry Location: Hookup - Dryer; Hookup - Washer; In Hall Dining Room Type: Combination HOA and Neigh Amenities: Maint - Comm Areas; Maint - Roads; Management; Taxes; Waterfront Community Terms: 1031 Exchange; Cash; Conventional; FHA; USDA Loan; VA Loan
Listing Office: Berkshire Hathaway HomeServices Carolina Premier Properties
IDX
Last Updated: April - 16 - 2026
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