2604 S Shore Drive, Surf City, NC 28445

$2,000,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,256 Lot Size (sq. ft.): 9,148 Status: Active
Current Price: $2,000,000 List Date: 5/27/2026 Last Modified: 5/30/2026

Description

Deeded beach and intracoastal access! A rare find! Welcome to this one-of-a-kind oceanfront, single owner home in Surf City! This home has been thoughtfully and intentionally designed in every detail by it's owner-a renowned architect-with no detail missed in this extraordinary home. The sought after Channelbend neighborhood provides both deeded beach access and intracoastal access with a private boat ramp and boat dock, giving the best of both worlds in beach living. Upon crossing the threshold, you're greeted with a private courtyard: expertly landscaped with a pergola and a great place to enjoy a cup of coffee or a private moment. The property features direct beach access from the front and rear of the property, with a new walkway and access installed in 2026. An engineered retaining wall has been built underneath the home to keep everything in it's place and provide extra space on the exterior of the home. The home's deck was intentionally designed to be lower than the main living level of the home to ensure that there are unobstructed views of the ocean from inside the home. Inside the home you're greeted with breathtaking features and views. The home is filled with plenty of natural light and the light of the afternoon and setting sun is caught through the upper windows on the northwest side of the home. Climb up the ships ladder and you'll find a bonus space that is perfect for an additional guest space or play room, with access to the catwalk that spans the living area. There are three bedrooms and an office space on the main living level, along with an additional bedroom on the ground floor. The master suite features a room that would be perfect for an office or study, and an ensuite bathroom with a walk-in tile shower and jacuzzi tub. On the ground floor, you'll find the perfect entertaining area after a long day on the beach. There is an extraordinary bar that is constructed from 200 year old doors from Kuwait and an impressive and unique chandelier from Kuwait as well, a nod to the owner's travels and experiences over the years. There are two additional finished rooms on the ground floor, an additional bedroom with a full bathroom and walk-in closet and the attached two car garage. There is room for at least five additional vehicles at the front of the home in the graveled parking area, giving plenty of space for guests. The exterior of the home is a combination of fiber cement and grade 1 cedar siding, creative and stylish, yet low maintenance and durable exterior. The home has had numerous items updated in the last couple of years to include 3 HVACS, 2 water heaters, refrigerator and electric range. This home is truly ready to move in and be worry free. The Channelbend neighborhood is environmentally friendly and was thoughtfully designed to protect the natural elements of the island. The neighborhood has the only maritime forest on the island, with the natural trees and shrubs protected during the development to preserve the peaceful canopy of the neighborhood, and to protect the views of the oceanfront lots. The sound front side of the community has been deeded to the homeowner's association as a common area to protect the natural views and coast line of the sound side of the neighborhood. The homeowner's association also has deeded oceanfront access and a private boat ramp and day dock. With 22 homes the neighborhood has been built out and will not have further development within it. This home is truly unique, schedule a showing today to experience it for yourself.

More Information MLS# 100576884

Location Information

City Limits: Yes Marketing City: Surf City Secondary Subdivision: N/A Street #: 2604 Pre Direction: S Street Name: Shore Street Suffix: Drive County: Pender State/Province: NC Zip Code: 28445 Subdivision: Channelbend Geo Lat: 34.398722 Geo Lon: -77.585794

Building/Ext Features

ud_i_08: 1

Property Interior Info

ud_i_10: 3 Total SqFt - Heated (Primary + Separate): 3256 # Rooms: 10 # Baths - Full: 4 # Baths - Half: 0 # Baths - Total: 4 Master Bedroom Level: Primary Living Area Fireplace Y/N: Yes SqFt - Heated (Primary): 3256 # Bedrooms: 4

Contract Info

Delayed Marketing?: No Sub-Type: Single Family Residence Construction Type: Stick Built List Price/SqFt: 614.25 Stipulation of Sale: Standard Status: Active Marketing Start Date: 2026-05-27 Listing Price: 2000000 Current Price: $2,000,000

Remarks and Showing

Sign on Property: Yes Directions to Property: Cross the Surf City bridge onto Topsail Island and take 50 South. Continue down 50 South, house will be on the left.

Property Exterior Info

New Construction: No Lot Acres: 0.21 Lot Dimensions: Approx 125x75x125x75 Lot SqFt: 9148 Waterfront: Yes Waterview: Yes Location Type: Island

Legal & Taxes

Tax Assessed Value: 1413892 Total Real Estate Property Taxes: 17922 Deed Book: 720 Deed Page: 92 Legal: L18 PB 15/40 CHANNELBEND ON OCEAN AND HWY 50 Broker Owner: No PID: 4223-69-5195-0000 Tax Identifier: 4223-69-5195-0000 Plat Book: 15 Plat Page: 40 Special Assessments: none known Tax Year: 2026 Zoning: INCORP/R5 HOA: Yes Cobra Zone: No Elementary School: Surf City Middle School: Surf City High School: Topsail

Showing Instructions

Showing Service: 1 Other: 1

Garage & Parking

Total Parking Spaces: 7 Attached Garage Spaces: 2 Detached Garage Spaces: 0 Total # Garage Spaces: 2 Total Carport Spaces: 0

Parking Features

Garage: 1 Garage Faces Front: 1 Gravel: 1 Off Street: 1 On Site: 1

HOA and Neigh Amenities

Beach Access: 1 Boat Dock: 1 Ramp: 1 Waterfront Community: 1

HOA

Association Fee 1/Year: 750 Association Name: Channelbend HOA Association Phone: 9192184090

Basement

None: 1

Frontage Type

Oceanfront: 1

View Type

Ocean: 1 Water: 1

Construction

Wood Frame: 1

Architectural Style

Modern: 1

Lot Water Features

Deeded Beach Access: 1 Deeded Water Access: 1 Deeded Waterfront: 1 Ocean Side: 1 Water Access Comm: 1

Exterior Finish

Fiber Cement: 1 Wood Siding: 1

Terms

Cash: 1 Conventional: 1 VA Loan: 1

Fencing

None: 1

Foundation

Pilings: 1 Slab: 1

Flooring

Concrete: 1 Tile: 1 Wood: 1

Patio and Porch Features

Deck: 1 Other: 1 See Remarks: 1

Roof

Shingle: 1

Levels

3 Story or More: 1

Entry Level Information

Entry Level: 1

Road Type/Frontage

Maintained: 1 Paved: 1 Public (City/Cty/St): 1

Trash Collection

City Pick-UP: 1

Cooling

Central Air: 1

Other Structures

Covered Area: 1 Gazebo: 1 See Remarks: 1

Heated SqFt

3000 - 3499: 1

Heating

Heat Pump: 1

Heating System Fuel Source

Electric: 1

Water Heater

Electric: 1

Utilities

Sewer Connected: 1 Water Connected: 1

Sewer

Municipal Sewer: 1

Water Source

Municipal Water: 1

Appliances/Equip

Built-In Microwave: 1 Dishwasher: 1 Dryer: 1 Electric Oven: 1 Refrigerator: 1 Washer: 1

Fireplace Features

Family Room: 1 See Remarks: 1

Interior Features

Eat-in Kitchen: 1 Entrance Foyer: 1 Vaulted Ceiling(s): 1 Walk-in Shower: 1 Walk-In Closet(s): 1

Laundry Features

Hookup - Dryer: 1 Hookup - Washer: 1 Laundry Room: 1

Dining Room Type

Kitchen: 1

Rooms

Bedroom 1: 1 Bedroom 2: 1 Bonus Room: 1 Living Room: 1 Loft: 1 Master Bedroom: 1 Office: 1 Utility Room: 1

Easements

Other: 1

Legal Taxes

Year Built: 1980

Property Features

Showing Instructions: Showing Service; Other Frontage Type: Oceanfront View Type: Ocean; Water Basement: None Construction: Wood Frame Architectural Style: Modern Exterior Finish: Fiber Cement; Wood Siding Fencing: None Foundation: Pilings; Slab Parking Features: Garage; Garage; Garage Faces Front; Gravel; Off Street; On Site Patio and Porch Features: Deck; Other; See Remarks Roof: Shingle Levels: 3 Story or More Trash Collection: City Pick-UP Lot Water Features: Deeded Beach Access; Deeded Water Access; Deeded Waterfront; Ocean Side; Water Access Comm Cooling: Central Air Heating: Heat Pump Heating System Fuel Source: Electric Water Heater: Electric Utilities: Sewer Connected; Water Connected Sewer: Municipal Sewer Water Source: Municipal Water Fireplace Features: Family Room; See Remarks Flooring: Concrete; Tile; Wood Interior Features: Eat-in Kitchen; Entrance Foyer; Vaulted Ceiling(s); Walk-in Shower; Walk-In Closet(s) Laundry Features: Hookup - Dryer; Hookup - Washer; Laundry Room Heated SqFt: 3000 - 3499 Dining Room Type: Kitchen Other Structures: Covered Area; Gazebo; See Remarks HOA and Neigh Amenities: Beach Access; Boat Dock; Ramp; Waterfront Community Rooms: Bedroom 1; Bedroom 2; Bonus Room; Living Room; Loft; Master Bedroom; Office; Utility Room Easements: Other Terms: Cash; Conventional; VA Loan

Room Information

Master Bedroom Bedroom 1 Bedroom 2 Loft Living Room Office Utility Room Bonus Room Bonus Room Bonus Room
Listing Office: eXp Realty
IDX
Last Updated: May - 30 - 2026
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